10 Life Hacks To Save Money

Whether you’re a working adult or a college student with debt, we can all use some help cutting down on costs. That’s why I put together ten life hacks on how I save money and you can too!

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Disclaimer: This blog post may contain affiliate links, meaning If you choose to buy from them I receive a small fee at no extra cost to you. This has no impact on you, it just helps me keep this site up and running! You can find full disclosure here

1. Sell Old Clothes

Instead of throwing your old clothes away make some money off of selling them. Of course make sure there are no permanent stains, holes or obvious signs of wear. Some great sites you can try out are Mercari and Depop. I personally have made thousands of dollars off Mercari and I prefer it over Depop since there are fewer selling fees. I also shop on there a lot since everything is discounted and it helps me save money compared to buying in-store. You guys can click here to sign up with my referral link and get $10 off your first order. 

2. Meal Prep For The Week

By meal prepping you’ll always have something to eat and you’re less likely to eat out. You can save hundreds of dollars every week simply by eating meals at home rather than going out. Also, to save on grocerys try to buy some items in bulk from stores like Costco.

3. Make Coffee at Home

Investing in a Keurig is a great idea for any coffee lover. It’ll save you money in the long run if you replace this with your Starbucks run. Say your morning coffee from Starbucks is $5 and you go five days a week. That’s $25 a week only on coffee. If you cut it down to buying coffee only once a week and the other days you use your Keurig you would save $20/week and about $80/month. Also, buy a reusable k-cup and coffee grounds to put in it instead of buying one-time k-cups. Those can get expensive but a bag of coffee grounds is cheaper and lasts longer. This is the reusable k-cup I use and you can buy a single-serve Keurig here.

4. Stop Buying Bottled Water

Instead of buying bottled water and wasting plastic and money, invest in a reusable bottle. I use the Camelbak ones which are great in size and price.

5. Shop Store Brand

When it comes to buying medicine and grocery shopping, try to stick with the store brand since they’re less expensive. If you’re in Walgreens buy the Walgreens brand pain medicine instead of Advil. Both work the same since they contain the same active ingredients.

6. Cancel Unnecessary Memberships and Subscriptions

If you haven’t touched that gym membership it’s time to toss it out. Of course, if you’re an active gym member then it would be beneficial for you to keep it. If you’re not, turn to at-home workouts and youtube videos instead. Same goes for cable if you don’t watch it and have access to Netflix and online streaming sites. Also, replace your magazine subscriptions with free ones from the library.

7. Start Budgeting

If you have a job then every week try to put half your paycheck in your savings account. If you pay bills or have a family to support then try to put aside as much as you can. With the rest of your money plan what is going towards other needs like grocery shopping and how much money will go towards wants. Every week I try to plan when I’m going out with friends or going out to eat and keeping that much money in my checkings account. If I plan to spend $50/week on my wants then I’ll stick to that. Don’t take the money out of your savings or spend above your budget. If you already spent $90 out of your $100 “fun” budget and you want to get your nails done then compromise. Wait until next week to get your nails done when you receive a new paycheck and during that week avoid eating out so you stay within your budget.

8. Use Coupons

If you enjoy online shopping like I do, get the honey extension to find coupons. Honey is great because once you go to checkout it’ll let you know all the coupons available for you to use. You can also use the Yelp check-in feature if you’re going to a new place. A lot of businesses such as nail and hair salons have discounts for new customers. Simply search them up on Yelp and you’ll see a check-in button. Once you check into the place, they’ll give you a coupon to use. If you’re looking to travel and need a discount you guys can sign up for an airbnb here and get $40 off your first stay!

9. Be Conscious of Your Utility Bills

If you pay your own bills it’s time to start being conscious of them. Try to layer up in the fall instead of turning the heat up right away. Turn off your lights every time you leave your room, even if it’s just for a few minutes. Try to avoid using space heaters and mini-fridges since those take up a lot of energy and in return increases your electric bill. Lastly, try to save up your laundry and do it every 2 weeks instead of weekly. Plan out your outfits for the week so you know which items will be clean and which will be in the laundry.

10. Limit Beauty Product Buys

I’m a huge makeup and skincare lover so I always want to buy new products. However, you really don’t need more than 1-2 face masks and cleansers. So instead of buying 5 face masks, finish your old ones and then buy one or two new ones. The same thing goes for makeup, only buy when you’re completely out of a product. What I started doing with my concealer is using those tester makeup brushes from Sephora to scoop up all the product at the bottom. This helps the product last an extra one or two weeks and in return, you’ll be able to save more money!

Those are my tips for all of you that love spending money but don’t exactly have the funds to do so. By incorporating some of these into your daily life you’ll see what a difference it can make every month! Do you guys have any other tips and tricks to save money? Make sure to comment them down below and help others out!

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  1. These are great tips! I really need to work on using up my makeup and skincare before buying more!

    1. Yess this is such a big thing for me since I’m such a fanatic when it comes to skincare and makeup, I always want more when I don’t need it!

  2. Agreee with your list. But sometimes its tooo hard to follow.

    1. I’m with you on this one! It definitely takes a lot of self-control, practice, and patience. This isn’t something you can change overnight but try making small changes at a time and after seeing those results keep making more 🙂

  3. Thanks for the tips! I do most of them and I definitely see a difference!

    1. Thank you for reading!

  4. This is a great read. I’m a big fan of budgeting and meal planning. I save hundreds each month just by having my meals planned out and not getting supper last minute

    1. Yay I’m so glad you enjoyed, thank you for reading! I’ve been working on that one myself for months now and it’s been so helpful and budget-friendly 🙂

  5. A goal of mine for 2020 is to save more money so thank you for these tips!

  6. Some really good tips and advice! Who doesn’t need to save money? Thank you x

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